2016-03-13 15_52_21-Lloyds TSB PPI _ Lloyds TSB PPI Claim _ Lloyds Bank PPI

PPI Claims – Professional Personal Claims Ltd

25% exc

Example: If your claim succeeded and you were refunded £1000 by your lender/bank you would pay the firm £300

£300.00

SKU: c74fb835b13c Categories: ,
0207 046 6300
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Product Description

Services Offered – PPI Claims – 25% + VAT – Example: If your claim succeeded and you were refunded £1000 by your lender/bank – you would pay the firm £300.

Professional Personal Claims Ltd
26 York Street, London, W1U 6PZ

Further Research –
Professional Personal Claims Ltd – is a registered company in England and Wales (Company Number: 7139748) Ltd on Companies House
View on Ministry of Justice Website – Authorised – CRM 24922

Professional Personal Claims, Professional Claims, Protection Claims, PPClaims

 

Read the Terms and Conditions – > http://www.ppclaims.com/complaints_procedure
Check the Complaints Procedure -> http://www.ppclaims.com/terms-conditions
Check the Fees and Charges -> http://www.ppclaims.com/terms-conditions


 

“We provide a No Win No Fee* Guarantee. This means, you will not have to pay any money for us to start to claim and as long as you co-operate, if you do not receive any money back it will not cost you a penny. If we successfully arrange for you to receive a refund our fee is only 25% + vat of the compensation you are awarded or only 20% + vat if your claim is against FirstPlus, Paragon or Picture Finance (this is because compensation payments from these Lenders are normally much larger). So you have absolutely nothing to lose and a possibility of gaining several thousand pounds.”


TERMS AS AT 6th FEB 2016

 

TERMS AND CONDITIONS OF BUSINESS FOR FIRST PLUS, PARAGON AND PICTURE FINANCE LOANS ONLY
In this Agreement it is agreed as follows:-
1. The following words shall have the following meanings:
“Company”- Professional Personal Claims Ltd of 26 York Street, London.
“Client”- The individual or individuals who sign this agreement.
“Product”- All Insurance Policies, Protection Policies, Investments, Annuities, Pensions, Charges, Payments made, Credit Agreements, Mortgages, Accounts and other contracts held and services; provided to or held by the Client.
“Responsible Party”- A Lender, Arranger, Provider of the Product, Arbitration Scheme or Compensation Scheme.
“Compensation”- The total amount of: refund, payment, debt reduction, early receipt of funds and any other financial benefit awarded to the Client.
“Reasonable Compensation Award”- an award of Compensation calculated in accordance with: Financial Conduct Authority, Financial Ombudsman Service or Financial Services Compensation Scheme guidelines.
“Service”- The investigation into the circumstances surrounding the acquisition of the Product and/or the submission of a Compensation Claim or Complaint to the Responsible Party by the Company on behalf of the Client.
“Success Fee”- Payment by the Client to the Company of a fee in recognition of the Company’s provision of the Service.
2.  The Company has no connection or affiliation with the Responsible Party.
3. The Client requests the Company provides the Service. If the Company completes providing the Service but the Client is not awarded Compensation, the Client will not pay the Company a Success Fee.
4. If the Company commences or completes providing the Service and the Client is awarded Compensation, the Client will pay the Company a Success Fee. This Success Fee will be calculated at a rate of twenty per cent of the total value of Compensation awarded. Value added tax (vat) is payable on Success Fees.
5. The Client will pay the Company the Success Fee within seven days of receiving payment of Compensation or if sooner within thirty days of receiving notification they have been awarded a Reasonable Compensation Award.
6. The Company will be the sole provider of the Service to the Client. Clients will be jointly and severally liable to pay Company fees by Bank transfer or cheque.
7. The Success Fee charged by the Company to the Client will not exceed the Compensation payment awarded to the Client.
8. Examples of Success Fees based on a six thousand pounds Compensation award:-
(a) Client receives a payment of six thousand pounds, the Success Fee will be one thousand two hundred pounds plus VAT of two hundred and forty pounds, the Client receives net payment of four thousand five hundred and sixty pounds.
(b) Client receives a payment of three thousand pounds and their outstanding balance is reduced by three thousand pounds, the  Success Fee will be one thousand two hundred pounds plus VAT of two hundred and forty pounds, the Client receives net payment of one thousand five hundred and sixty pounds.
(c) Client receives a payment of no money and their outstanding arrears are reduced by six thousand pounds, no Success Fee will be payable, the Client receives net payment of no pounds.
9. The Client undertakes to provide the Company with all documentation or other information held relating to the Compensation claim and to provide all information reasonably requested by the Company. If the Company pays the Responsible Party a reasonable fee to obtain information concerning the Client’s account(s), should the Client be awarded Compensation the Client will reimburse the Company. The Client and the Company will read carefully and retain copies of all relevant documentation until the Compensation claim is completed.
10. The Client and the Company will be entitled to interpret the other parties’ failure to fulfil any of their duties and obligations under the terms of this agreement as that parties’ cancellation of this agreement.
11. This Agreement may be cancelled at any time by the Client clearly notifying the Company. If the Client cancels this Agreement within fourteen days of the Company sending its confirmation of the receipt of this Agreement no fee will be payable by the Client. If the Client cancels this Agreement after fourteen days of the Company confirming receipt of this Agreement but before the Service is provided the Client will pay the Company for the work it has conducted calculated at an hourly rate of one hundred pounds plus vat. If the Client cancels this Agreement after the Service has been provided, the Client will pay the Company the lower of twelve thousand pounds plus vat for each successful Compensation claim or the appropriate Success Fee plus vat.
12. The Company will communicate with the Client and seek to keep the Client informed of the progress of their claim by: email, telephone or letter confirming its receipt of their claim, information required to progress the claim, significant changes to the claims status and the outcome of the claim. The Company is unable to warrant the Service will result in Compensation being awarded, the value of any Compensation or the time required to provide the Service.
13. If the Client fails to pay monies to the Company when due, they will pay the Company: reasonable fees for the work involved seeking to recover the monies (not exceeding five hundred pounds), interest calculated at eight per cent per annum and may be required to pay legal expenses incurred by the Company.
14. The Client and the Company shall not be liable for damages or delays caused by events beyond their control. If the Product is cancelled as a result of the Service the Client will be responsible to consider replacing the Product.
15. The Company is regulated by the Claims Management Regulator in respect of regulated claims management activities authorisation number 24922. The Company is licenced by the Information Commissioners Office in respect of the Data Protection Act registration number Z2191194.
16. The Company operates a formal internal complaints handling procedure. The Client may complain to the Complaints Manager, 34 Clarence Street, Southend, SS1 1BD, 01702 338585, complaints@ppclaims.com. Complaints will be acknowledged in writing within 5 business days of receipt, advising the Client that if they are not satisfied with the Company’s final response or if a final  response is not provided within 8 weeks, the Client can within 6 months refer their complaint to the Legal Ombudsman, PO Box 6804, Wolverhampton, WV1 9WG, 0300 555 0333, cmc@legalombudsman.org.uk.
17. The Client and Company may legally assign the benefits arising under this agreement subject to such assignment not prejudicing the other parties’ rights.
18. If one or more of the conditions of this Agreement become unenforceable, this shall have no effect on the enforceability of other conditions. This Agreement shall be governed by the jurisdiction of English and Welsh Law.
19. The Client is advised and aware they may seek independent legal advice before entering into this Agreement. The Client is also advised and aware rather than using the Company’s Services they may Claim Compensation directly from the Responsible Party without cost or use an alternative organisation.
20. By acknowledging receipt of this Agreement the Company acknowledges and agrees to be bound by its terms. By signing and returning this Agreement the Client acknowledges they have read and agree to be bound by its terms.

You can print a copy of these Terms of Business for Firstplus, Paragon and Picture Finance only Here. A large text version of these Terms of Business for Firstplus, Paragon and Picture Finance only can be read Here.

TERMS AND CONDITIONS OF BUSINESS FOR ALL OTHER LENDERS
In this Agreement it is agreed as follows:-
1. The following words shall have the following meanings:
“Company”- Professional Personal Claims Ltd of 26 York Street, London.
“Client”- The individual or individuals who sign this agreement.
“Product”- All Insurance Policies, Protection Policies, Investments, Annuities, Pensions, Charges, Payments made, Credit Agreements, Mortgages, Accounts and other contracts held and services; provided to or held by the Client.
“Responsible Party”- A Lender, Arranger, Provider of the Product, Arbitration Scheme or Compensation Scheme.
“Compensation”- The total amount of: refund, payment, debt reduction, early receipt of funds and any other financial benefit awarded to the Client.
“Reasonable Compensation Award”- an award of Compensation calculated in accordance with: Financial Conduct Authority, Financial Ombudsman Service or Financial Services Compensation Scheme guidelines.
“Service”- The investigation into the circumstances surrounding the acquisition of the Product and/or the submission of a Compensation Claim or Complaint to the Responsible Party by the Company on behalf of the Client.
“Success Fee”- Payment by the Client to the Company of a fee in recognition of the Company’s provision of the Service.
2.  The Company has no connection or affiliation with the Responsible Party.
3. The Client requests the Company provides the Service. If the Company completes providing the Service but the Client is not awarded Compensation, the Client will not pay the Company a Success Fee.
4. If the Company commences or completes providing the Service and the Client is awarded Compensation, the Client will pay the Company a Success Fee. This Success Fee will be calculated at a rate of twenty five per cent of the total value of Compensation awarded. Value added tax (vat) is payable on Success Fees.
5. The Client will pay the Company the Success Fee within seven days of receiving payment of Compensation or if sooner within thirty days of receiving notification they have been awarded a Reasonable Compensation Award.
6. The Company will be the sole provider of the Service to the Client. Clients will be jointly and severally liable to pay Company fees by Bank transfer or cheque.
7. The Success Fee charged by the Company to the Client will not exceed the Compensation payment awarded to the Client.
8. Examples of Success Fees based on a three thousand pounds Compensation award:-
(a) Client receives a payment of three thousand pounds, the Success Fee will be seven hundred and fifty pounds plus VAT of one hundred and fifty pounds, the Client receives net payment of two thousand one hundred pounds.
(b) Client receives a payment of one thousand five hundred pounds and their outstanding balance is reduced by one thousand five hundred pounds, the Success Fee will be seven hundred and fifty pounds plus VAT of one hundred and fifty pounds, the Client receives net payment of six hundred pounds.
(c) Client receives a payment of no money and their outstanding arrears are reduced by three thousand pounds, no Success Fee will be payable, the Client receives net payment of no pounds.
9. The Client undertakes to provide the Company with all documentation or other information held relating to the Compensation claim and to provide all information reasonably requested by the Company. If the Company pays the Responsible Party a reasonable fee to obtain information concerning the Client’s account(s), should the Client be awarded Compensation the Client will reimburse the Company. The Client and the Company will read carefully and retain copies of all relevant documentation until the Compensation claim is completed.
10. The Client and the Company will be entitled to interpret the other parties’ failure to fulfil any of their duties and obligations under the terms of this agreement as that parties’ cancellation of this agreement.
11. This Agreement may be cancelled at any time by the Client clearly notifying the Company. If the Client cancels this Agreement within fourteen days of the Company sending its confirmation of the receipt of this Agreement no fee will be payable by the Client. If the Client cancels this Agreement after fourteen days of the Company confirming receipt of this Agreement but before the Service is provided the Client will pay the Company for the work it has conducted calculated at an hourly rate of one hundred pounds plus vat. If the Client cancels this Agreement after the Service has been provided, the Client will pay the Company the lower of twelve thousand pounds plus vat for each successful Compensation claim or the appropriate Success Fee plus vat.
12. The Company will communicate with the Client and seek to keep the Client informed of the progress of their claim by: email, telephone or letter confirming its receipt of their claim, information required to progress the claim, significant changes to the claims status and the outcome of the claim. The Company is unable to warrant the Service will result in Compensation being awarded, the value of any Compensation or the time required to provide the Service.
13. If the Client fails to pay monies to the Company when due, they will pay the Company: reasonable fees for the work involved seeking to recover the monies (not exceeding five hundred pounds), interest calculated at eight per cent per annum and may be required to pay legal expenses incurred by the Company.
14. The Client and the Company shall not be liable for damages or delays caused by events beyond their control. If the Product is cancelled as a result of the Service the Client will be responsible to consider replacing the Product.
15. The Company is regulated by the Claims Management Regulator in respect of regulated claims management activities authorisation number 24922. The Company is licenced by the Information Commissioners Office in respect of the Data Protection Act registration number Z2191194.
16. The Company operates a formal internal complaints handling procedure. The Client may complain to the Complaints Manager, 34 Clarence Street, Southend, SS1 1BD, 01702 338585, complaints@ppclaims.com. Complaints will be acknowledged in writing within 5 business days of receipt, advising the Client that if they are not satisfied with the Company’s final response or if a final  response is not provided within 8 weeks, the Client can within 6 months refer their complaint to the Legal Ombudsman, PO Box 6804, Wolverhampton, WV1 9WG, 0300 555 0333, cmc@legalombudsman.org.uk.
17. The Client and Company may legally assign the benefits arising under this agreement subject to such assignment not prejudicing the other parties’ rights.
18. If one or more of the conditions of this Agreement become unenforceable, this shall have no effect on the enforceability of other conditions. This Agreement shall be governed by the jurisdiction of English and Welsh Law.
19. The Client is advised and aware they may seek independent legal advice before entering into this Agreement. The Client is also advised and aware rather than using the Company’s Services they may Claim Compensation directly from the Responsible Party without cost or use an alternative organisation.
20. By acknowledging receipt of this Agreement the Company acknowledges and agrees to be bound by its terms. By signing and returning this Agreement the Client acknowledges they have read and agree to be bound by its terms.

You can print a copy of these Terms of Business for all other lenders Here. A large text version of these Terms of Business for all other lenders can be read Here.

CANCELLATION PROCEDURE
You can cancel your Agreement with the Company at any time by making a clear statement (e.g. letter, fax, email, visiting www.ppclaims.com/cancellations, telephone call or using the cancellation form below). You are entitled to a 14 day “cooling off” period, this period commences the day after we send you this notice. If you cancel this Agreement within fourteen days of the Company confirming receipt of this Agreement, no fee will be payable by you. If you cancel this Agreement after fourteen days of the Company confirming receipt of this Agreement, but before the Service is provided you will pay the Company for the work it has conducted calculated at an hourly rate of one hundred pounds plus vat. If this Agreement is cancelled after fourteen days and after the Service has been provided, if your Compensation claim(s) is or are successful and you are awarded Compensation, you will become liable to pay the Company the lower of the Success Fee detailed in the Terms of Business Agreement you entered into with the Company or £5,000 plus vat for each successful Compensation claim.

You can download a copy of this procedure Here. A large text version of this procedure can be read Here.

COMPLAINTS PROCEDURE
Professional Personal Claims Ltd operates a formal internal Complaints Handling Procedure which is as follows:-
The Client may make a Complaint against the Company by writing, telephoning or emailing:
The Complaints Handling Manager; 34 Clarence Street, Southend, SS1 1BD or 01702 338585 or complaints@ppclaims.com.
The Company will provide a written acknowledgment of the receipt of a Complaint to Client within 5 business days of its receipt.
The Company will advise the Client if they do not receive a Final Response within 8 weeks they may refer their Complaint to the Legal Ombudsman.
The Company will provide the Client with a Final Response in writing within 8 weeks of the receipt of their Complaint.
The Company will advise the Client in their Final Response, that if they are not satisfied with the Final Response from the Company they may within 6 months refer their Complaint to the Legal Ombudsman.
The Legal Ombudsman may be contacted by writing, telephoning or emailing: The Legal Ombudsman, PO Box 6804, Wolverhampton, WV1 9WG or 0300 555 0333 or cmc@legalombudsman.org.uk.
If the Company receives a Complaint: when the act or omission took place before 5th October 2010 or when the complainant should reasonably have known there was cause for complaint after six years from the act or omission; or three years from when the complainant should reasonably have known there was cause for complaint, the Company reserves the right to refuse to consider the Complaint and if necessary to contest the jurisdiction of the Legal Ombudsman and the Financial Conduct Authority in relation to the Complaint.

You can print a copy of this procedure Here. A large text version of this procedure can be read Here.

Additional Information

Location

London